Before You Apply

Choose the Option That Best Fits Your Situation

To help us route you to the right place and keep our review process efficient, please confirm what you’re looking for.
Hard money loans and JV partnerships are different programs, and most of our lending is focused on Arizona.

Note: Our hard money loan programs are for Arizona properties only. If your property is not in Arizona, our current loan options may not be a fit right now, but you can still learn how our Joint Venture program works for future Arizona deals.

I Want a Hard Money Loan
Select this option if you are applying
for a traditional hard money loan.

  • Property is located in Arizona
  • You are a real estate investor
  • You need loan financing

  • Learn About the JV Program
    If you’re interested in partnering with Metro on fix-and-flip projects instead of taking a loan.

  • Joint Venture partnership model
  • Metro funds the deal, you help run the project
  • Best for future or current Arizona deals

  • I Don’t Meet These Requirements / I’m Not Sure
    If you’re not sure which option is right for you, or your property is not in Arizona, you can return to our main site to learn more about our programs.

    Final approval is always based on full application review and underwriting.
    If you have questions, please contact our team directly.