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About Metro Flip Club Capitol
A strategic partnership between experienced real estate investors and Metro Private Lending
Maximize Your Real Estate Potential
Metro Flip Club Capitol (MFCC) connects both new and experienced real estate investors through a proven Joint Venture program. Backed by over 75 years of combined experience and thousands of successful flips, Metro provides the capital, guidance, and structure you need to grow your fix-and-flip business with confidence.
Whether you’re brand new or scaling your investment portfolio, MFCC gives you access to funding, mentorship, and a supportive team so you can execute profitable real estate projects without traditional loan pressure.
Through this program, Metro funds the deals, you bring the opportunities and help oversee the project. Together, we build long-term success.
Why Partner with Metro?
JV Program Benefits
Experience the advantages of our proven joint venture program
Proven Track Record
75+ years of combined experience and thousands of successful flips.
Fast Funding
Get projects funded quickly with our streamlined approval process. (Sometimes within days, not weeks.)
Mentorship & Support
Learn directly from seasoned investors and receive guidance throughout the entire flip.
Shared Risk, Shared Growth
We partner with you, both sides win together.
Access to Trusted Trades
Exclusive access to vetted contractors and trades to streamline each project.
Start With Zero Capital
Track 1 allows you to join with no upfront cash contribution.
Tracks & Options
Choose the partnership model that works best for you.
Your contribution determines your profit split and your level of involvement in the project.
Want to see how these returns look in a real flip?
Here is a real-world example showing how profits change based on each Metro Flip Club Capitol track. All calculations are based on the same sample flip using a $405,000 purchase price and a $40,000 rehab budget.
These examples are provided for illustration purposes only and actual results may vary.
Starter Track — 0% Capital | 40% Profit Share
Starter Track – 0% Capital Required
Profit Split: 40% Partner / 60% Metro
Example Deal Assumptions
- Purchase Price: $405,000
- Rehab Budget: $40,000
- Total Project Cost: $445,000
- Resale Price: $560,000
- Net Before Interest: $82,600
Starter Track Breakdown
- Borrower Investment: $0
- Loan Amount: $455,000
- Interest (6 months @ 11%): $25,025
- Net After Interest: $57,575
- Partner Profit (40%): $23,030
YOU EARN: $23,030
Based on this sample flip using the 0% capital Starter Track.
Balanced Track — 10% Capital | 50/50 Split
Balanced Track – 10% Capital Contribution
Profit Split: 50% Partner / 50% Metro
Example Deal Assumptions
Same project as shown above.
Balanced Track Breakdown
- Borrower Investment: $45,500
- Loan Amount: $409,500
- Interest (6 months @ 10.5%): $21,498.75
- Net After Interest: $61,101.25
- Partner Profit (50%): $30,550.63
YOU EARN: $30,550.63
Based on this sample flip using the 10% capital Balanced Track.
Capital Growth — 15% Capital | 75% Profit Share
Capital Growth Track – 15% Capital Contribution
Profit Split: 75% Partner / 25% Metro
Example Deal Assumptions
Same project numbers as above.
Capital Growth Breakdown
- Borrower Investment: $68,250
- Loan Amount: $386,750
- Interest (6 months @ 10%): $19,337.50
- Net After Interest: $63,262.50
- Partner Profit (75%): $47,446.88
YOU EARN: $47,446.88
Based on this sample flip using the 15% capital Capital Growth Track.
Standard Loan — 25% Down | Full Profit (100%)
Standard Hard Money Loan – 25% Down
Profit Structure: Fixed Interest / No Profit Split
Standard Loan Breakdown
- Borrower Investment: $113,750
- Loan Amount: $341,250
- Interest (6 months @ 12%): $20,475
- Net After Interest: $62,125
- Borrower Profit (100%): $62,125
YOU EARN: $62,125
This scenario uses a 25% down payment ONLY to illustrate how profits compare to our JV partnership tracks.
Metro’s typical hard money loans require around 15% down, depending on the deal.
How it works
Our simple 4-step process to get your projects funded
Step 1
Apply Online
Fill out your JV paperwork.
Step 2
Get Matched
Partner with Metro and Choose your track.
Step 3
Flip Together
Leverage mentorship, funding, and trades.
Step 4
Share Profits
Profits based on your track and contribution.
Frequently Asked Questions
Each track has different contribution levels, and some options allow you to join with no upfront capital.
Profits are shared based on the joint venture track you choose. Contribution levels and splits are defined upfront.
Yes. One of our unique features is allowing motivated partners to flip a property without putting in capital.
No. We welcome both new and experienced investors. Our mentorship and support system is designed to help everyone succeed.
Most projects run between 3–6 months, depending on scope and market conditions.
Looking Ahead
As we expand into 2025 and beyond, Metro Flip Club Capitol will continue growing opportunities for investors, creating more flips, and strengthening our investment community.
Our mission is to build one of Phoenix’s strongest, most supportive real estate networks, where shared success creates long-term wealth and lasting partnerships.
A Message From Our Founder
We created Metro Flip Club Capital to make real estate investing accessible to anyone willing to learn and grow. Whether you’re brand-new or experienced, our goal is to build wealth together through collaboration and mentorship.
Christopher Tong
Metro Private Lending
Ready to start your first
Joint Venture?
Disclaimer: Investments in real estate carry risk, and returns are not guaranteed. Partnerships are subject to approval, and Metro reserves the right to approve or deny applicants.